i believe because the commerce finance committee did it. we're probably going to get it done probably next 30, 60 days before election day it will happen. thank you. please, what your name? >> barbara. >> okay, barbara, how can i help you? >> if you have an investment property, and you are going to have to go bankrupt because of the investment property, but you have your kids' college money sitting in the bank, is the college money protected? >> well, you know, that's interesting. because that's more of an asset protection type of issue but essentially what she is saying is i think it's going to depend on how the money is set up. for example, if you have it set up in certain kind of funds and protection which is one of the things we talked about is asset protection. tax lawyers and people do asset protection can have the funds set up in i think that could be exempt where they can't go after it because essentially it's money put away but it can be protected in certain fashion. if the money is just sitting there in a bank account, a savings a